Market
Trust Hub
1
Escrow
Profile
SCROWPOINT.
MarketplaceTrust & SafetyCalculatorWaitlist
Register
Home/Pricing & Calculator
No Hidden Margins • Pure Custodial Settlement

TRANSPARENT ESCROW FEE STRUCTURE.

We charge a low tiered fee on successful transactions. Sellers always receive 100% of their asking price, while buyer funds lock in segregated Paystack custody with an enforceable 48-hour hardware diagnostic SLA.

[01] Custodial Math Simulator

Instant Protection Simulation.

Adjust the gadget price to calculate buyer deposit and 100% merchant net payout.

Escrow Protection Calculator

Instant client-side mathematical simulation of escrow splits.

Live Formula
Tier 2: Mid-Range Gadgets
₦
Presets:
Customizable prior to locking
Include Insured Tracked Courier Waybill
Doorstep verification by GIG/DHL with tamper-evident seal and live signature capture.
Estimated Payout & Deposit

Escrow Settlement Ledger

3.5% Rate
Gadget Agreed Price₦450,000
Escrow Protection Fee(3.5%)
₦15,750
Buyer Contribution₦15,750
Seller Contribution₦0
Tracked Insured Courier+₦4,500
Paystack Custody Fee (Capped)+₦2,000
Buyer Total Locked Deposit:(In Escrow)
₦472,250
Protected until 48H hardware inspection passes
Seller Net Payout:(To Bank Account)
₦450,000
Direct payout within 15 mins of buyer approval
[02] Tiered Custodial Rates

Every Gadget Category Covered.

Select any tier below to simulate representative values in the calculator above.

[01] Min ₦1,500

Entry / Accessories

5.0%of gadget value
₦10,000 — ₦100,000

Ideal for earbuds, smartwatches, power banks, and budget Android devices.

Typical Devices
Earbuds, Smartwatches, Minor Accessories
  • 48-hour hardware inspection SLA
  • Paystack segregated vault holding
  • Direct carrier waybill tracking
  • Automated SMS/Email milestone alerts
Most Common
[02] Standard Tier

Mid-Range Gadgets

3.5%of gadget value
₦100,001 — ₦500,000

Optimized for flagship smartphones, iPads, consoles, and creative equipment.

Typical Devices
iPhone 11–13, Galaxy S21/S22, PS5, iPad Air
  • All Tier 1 features included
  • IMEI / Serial blacklist verification
  • Priority 12-hour dispute arbitration SLA
  • Doorstep sign-off photo evidence archive
[03] Lowest Percentage

High-Value Flagships & Laptops

2.5%of gadget value
₦500,001+

Designed for premium MacBook Pros, iPhone Pro Max flagships, and workstations.

Typical Devices
MacBook Pro, iPhone 14/15 Pro Max, High-end PC
  • Lowest 2.5% institutional escrow rate
  • Dedicated senior mediation officer
  • High-value transit insurance rider coverage
  • Direct bank settlement within 15 minutes of release
[03] Settlement FAQ

Frequently Asked Escrow Questions.

How custody, payouts, and chargeback protection work on Scrowpoint.

When does the seller get paid?

The seller receives payout automatically once the buyer completes the 48-hour hardware diagnostic and clicks 'Approve Payout', or if the 48-hour SLA expires with no open dispute.

What happens if the gadget is defective?

The buyer clicks 'Report Issue' before the 48-hour countdown ends. Funds are instantly hard-frozen in Paystack escrow, and an arbitration case is opened with our mediation desk.

Can a buyer do a bank chargeback?

No. Buyer funds are settled via direct Paystack NUBAN bank transfer or debit card into an institutional escrow vault. Bank chargebacks are legally preempted by the signed escrow agreement.

Who pays for return shipping if disputed?

If the seller misrepresented device condition (e.g. counterfeit screen, failed FaceID), the seller forfeits return transit fees. If the buyer simply changed their mind on an accurate item, the buyer pays.

SCROWPOINT.

Nigeria’s trusted platform for secure gadget exchange. Funds locked in custody until your 48-hour hardware inspection is complete.

Security & Market Alerts
Gadget Marketplace
  • Browse All Gadgets
  • Apple iPhones & iPads
  • MacBooks & Ultrabooks
  • Samsung Galaxy & Android
  • Gaming Consoles & PS5
  • Post a Gadget for Sale0% Fee
Escrow Shield & Trust
  • How Escrow Works
  • 48-Hour Inspection Rules
  • Buyer 100% Fraud Shield
  • Seller Payout Guarantee
  • SmileID Biometric VerificationNIN/BVN
  • Dispute Arbitration Engine
Resources & Tools
  • Escrow Fee Calculator
  • Hardware Diagnostic Checklist
  • IMEI & iCloud Check Guide
  • Battery Health Grading Standard
  • Nigerian P2P Scam Prevention
  • Design System & SandboxRegistry
Company & Legal
  • About Scrowpoint
  • Terms of Service
  • Privacy & Data Protection
  • Buyer Protection
  • Security
© 2026 Scrowpoint Technologies
Terms of ServiceBuyer ProtectionSecurity